Manufactured Housing Lenders - Refinance Modular Mobile Home Loans
Modular Home Refinancing (Rate/Term or Cash-out) Modular Purchase with Great Rates
We have a wide variety of manufactured housing lenders refinancing and financing programs to meet
your needs. Whether you are looking to reduce your monthly payment, reduce the interest that you pay
monthly, or use the equity that you have built-up in your home.
"Manufactured Housing Lenders, Financing, Refinancing, Mobile Home Park Loan, Refinance Mortgage, Used Homes"
Refinance manufactured housing - Refinance modular home loan - in park or with land 1-800-608-6898  Mobile Home Loan
Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs  
Refinancing Manufactured Home - Competitive low fixed rates - No prepayment penalties - No upfront costs [FREE QUOTE and NO OBLIGATION]
Manufactured Housing Lenders - Modular Home Loan Refinancing  Home Only or With Land - Call 1-800-608-6898
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Earth Works Trust
Serving Families and Business Nationwide
Manufactured Housing Loan - Refinancing
Across The Nation -- Down The Street -- 1-800-608-6898
What exactly is a modular home?

Manufactured Homes: These are homes built entirely in the factory under a federal building code
administered by the U.S. Department of Housing and Urban Development (HUD). The HUD Code went
into effect June 15, 1976. Manufactured homes may be single or multi-section and are transported to
the site and installed. The federal standards regulate manufactured housing design and construction,
strength anddurability, transportability, fire resistance, energy efficiency and quality. The HUD Code
also sets performance standards for the heating, plumbing,air conditioning, thermal and electrical
systems. It is the only federally regulated national building code. On-site additions, such as garages,
deck sand porches, often add to the attractiveness of manufactured homes and must be built to local,
state or regional building codes.

Modular Homes: These factory-built homes are built to the state, local or regional code
where the home will be located. Modules are transported to the site and installed.

Panelized Homes: These are factory-built homes in which panels -a whole wall with
windows, doors, wiring and outside siding - are transported to the site and assembled. The homes
must meet state or local building codes where they are sited.

Pre-Cut Homes: This is the name for factory-built housing in which building materials are factory-cut
to design specifications, transported to the site and assembled. Pre-cut homes include kit, log and
dome homes. These homes must meet local, state or regional building codes.

Mobile Homes: This is the term used for manufactured homes produced prior to
June 15, 1976, when the HUD Code went into effect. By 1970, these homes were built
to voluntary industry standards that were eventually enforced by 45 of the 48 contiguous states.
We know you can choose other loan professionals, but we "Go the Extra Mile" to assure
excellence!
That's our promise!  Thank you for choosing Earth Works Trust!
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